Privacy Policy

Last Updated: February 6, 2025

1. Introduction

Welcome to Payday ("we," "our," or "us"). Your privacy is important to us, and we are committed to protecting your personal data in compliance with the Personal Data Protection Act 2010 (PDPA) of Malaysia. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use our services, including our website and software application ("Services").

By using our Services, you consent to the collection, processing, and use of your personal data as described in this Privacy Policy.

2. Collection of Personal Data

• Identification Information: Name, email address, phone number, and business details.
• Billing Information: Payment details, transaction history, and billing address.
• Account Information: Username, password, and preferences.
• Technical Data: IP address, device type, browser type, and usage logs.
• Communication Data: Emails, feedback, or customer support inquiries.

3. Purpose of Data Collection

We collect and process your personal data for the following purposes:

• To provide, maintain, and improve our Services.
• To process payments and manage subscriptions.
• To communicate with you regarding updates, promotions, and customer support.
• To personalize user experience and offer tailored insights.
• To comply with legal and regulatory requirements.
• To prevent fraudulent activities and ensure platform security.

4. Disclosure of Personal Data

We do not sell or rent your personal data. However, we may share your information in the following circumstances:

• Service Providers & Partners: With trusted third-party service providers that assist in delivering our Services.
• Legal Compliance: When required by law, regulatory authorities, or in response to lawful requests.
• Business Transfers: In the event of a merger, acquisition, or sale of assets.

5. Data Protection & Security

We implement strict security measures to protect your personal data from unauthorized access, loss, misuse, or disclosure. These include:

• Encrypted data storage and secure payment processing.
• Access controls and authentication measures.
• Regular security audits and monitoring.

6. Data Retention

We retain personal data as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. Upon request, we will delete or anonymize your data unless retention is required by law.

7. Your Rights

Under the PDPA, you have the right to:

• Access your personal data and request a copy.
• Correct inaccurate or outdated information.
• Withdraw consent for data processing (where applicable).
• Request deletion of your personal data (subject to legal limitations).
• Restrict or object to certain processing activities.

To exercise these rights, please contact us at [Insert Contact Information].

8. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance user experience, analyze trends, and improve our Services. You can manage cookie preferences through your browser settings.

9. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the privacy practices of such external sites and encourage you to review their policies before providing any personal data.

10. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be effective upon posting on our website. Your continued use of our Services after any modifications constitutes acceptance of the revised policy.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or how we handle your personal data, please contact us at:

Email: hello@getpayday.in

By using our Services, you acknowledge that you have read and understood this Privacy Policy and agree to our data practices.